You don’t need to use round ups to pay into your Moneybox account. If you’d prefer not to use round ups, you can still make payments by setting up a weekly deposit or making one-off deposits. You can also make monthly deposits using our Payday Boost feature, and, if you have a Stocks & Shares ISA, Cash ISA, LISA, Personal Pension, GIA, or Simple Saver, you can add a one-off deposit instantly via instant bank transfers.
Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.
A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.
