Lifetime ISA

How does signing up for Moneybox work with a referral link?

You can earn £20 by using your friend’s unique referral link to sign up to Moneybox and deposit at least £100 into a Lifetime ISA between 3rd March – 19th March 2025.

To qualify for the £20 reward, you’ll just need to follow these steps:

  • Follow the unique referral link your friend shares with you. Doing so will open the Moneybox signup form and allow us to connect your new account with the unique referral link.
  • You’ll then be prompted to download the Moneybox app and log in with the email and password you just created. You can then continue the signup process in-app.
  • As part of registering for the app, you’ll need to open a Moneybox Lifetime ISA as your first Moneybox product.
  • You’ll need to add total deposits of at least £100 before 11:59pm on 19th March and maintain a balance of at least £100 in your Lifetime ISA for 30 consecutive days from the date you first reach £100 of deposits.
  • If you choose to fund your Lifetime ISA by transferring in an existing Lifetime ISA from another provider, you must initiate your transfer within the offer window, and it must successfully complete by 11:59pm on 19th April 2025.

After signing up to the Moneybox app from a referral link, you’ll see a status bar on your homepage. If this shows ‘Referral in progress’, there are still steps that need to be finished, you have not held the funds for 30 consecutive days or are still processing. You can tap this bar to see which steps are still outstanding.

Providing you’ve met the conditions outlined in the T&Cs, you’ll receive your £20 reward by 20th May, 2025. The reward will be paid into your Lifetime ISA. If you’ve reached the maximum ISA allowance for the current tax year or have not made any contributions in the 2025/26 tax year, the reward will be paid into your linked bank account instead.

Full terms and conditions can be found here.

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It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

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