Lifetime ISA

How does referring friends to Moneybox work?

If you’re a Moneybox Lifetime ISA customer, you can refer up to 5 friends to Moneybox and earn £20 for each successful referral.

This offer runs from 3rd March to 11:59pm on 19th March, and the friends you refer will need to use your unique referral link to register for a Moneybox account, open a Lifetime ISA as their first Moneybox product, and deposit or transfer in at least £100. You can find your referral link in Settings > Refer a friend > Share your referral link.

You can refer anyone who is a UK resident and doesn’t already have a Moneybox account.

Once your friend has opened their Lifetime ISA and deposited £100, they’ll need to maintain a balance of at least £100 for 30 days from the date they first reach a balance of £100. Then, you’ll each receive a £20 reward by 20th May 2025. You can track the status of each of your referrals in Settings > Refer a friend.

The reward will be paid into your Lifetime ISA. If you’ve reached your annual ISA allowance limit for the current tax year or have not made any contributions in the 2025/26 tax year, the reward will be paid into your linked bank account instead.

Full terms and conditions can be found here.

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It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

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