Deposits & withdrawals

How do I sell all of my investments and empty my account?

To make a full withdrawal from your investment account (Stocks & Shares ISA, GIA, or Stocks & Shares Lifetime ISA) you’ll need to sell down all of your investments, then withdraw the proceeds of these sales back to your bank account as cash.

Step 1

You can sell down your investments in Accounts > Tap on your account > Tap on your individual investment(s) > Sell. Sales typically complete within 5 working days, and you’ll get a confirmation email from us to let you know when each sale has completed. You can also track each sell you have in progress in Accounts > Tap on your account under Available Cash.

Step 2

Once your sells have completed and your funds held as Available Cash, you can make a full withdrawal to your linked bank account in Settings > Withdraw. Withdrawals from Available Cash are paid out within 1 working day.

Please note that, when withdrawing from a Stocks & Shares Lifetime ISA, a 25% government withdrawal penalty will apply when you withdraw from Available Cash if you are not using the funds towards a qualifying property purchase or retirement.

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It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

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