Business Saver

All topics Business Saver How do I pay into and withdraw from my Business Saver?

How do I pay into and withdraw from my Business Saver?

The minimum initial deposit to open the Business Saver is £500, and the minimum deposit after opening is £100.

You can deposit into your Business Saver through easy bank transfers and manual bank transfers. Easy bank transfers can be made via the Moneybox app (Home > Add money). Manual bank transfers are payments sent directly from your linked business bank account – you can find your account number and sort code in the app in Wealth > More > Manual bank transfers and on our website in View account > Add money.

You can withdraw money from your Business Saver, subject to maintaining a minimum balance of £500 unless a full withdrawal. Withdrawals are processed to your linked bank account on the next business day. You can place up to one withdrawal per day.

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It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

For Business Saver: T&Cs apply. Max one withdrawal per day.

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