Investment options
8 Support topics
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How did you design the Starting Options?
The mix of funds in each Starting Option is decided using Modern Portfolio Theory where, based on historical data,…
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What ESG funds can I invest in?
We offer four tracker (mutual) funds which are considered ESG (Environmental, Social, and Governance): Royal London Emerging Markets ESG…
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How do I choose an ESG fund?
We’ve got a few ESG (Environmental, Social & Governance) funds to choose from, including Overseas Corporate Bonds ESG: iShares…
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Which ETFs can I invest in?
We offer a broad range of ETFs at Moneybox! ETFs are available for our Stocks & Shares ISA, General…
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Which tracker (mutual) funds can I invest in?
The tracker funds we offer investment into are: Global Shares: Fidelity – Track the global stock market with shares…
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Will I pay more in fees if I invest in ESG funds?
As opposed to a normal index fund which simply tracks stocks based on their market capitalization, most ESG tracker…
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What if I need to avoid earning interest?
For most of our investment options, gains are generated by increases in share prices rather than interest. If you’re…
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When are investment gains added to my account balance?
Any dividends or investment gains from the tracker funds and ETFs that Moneybox offers investment into are automatically re-invested…
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It's important you know
Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.
A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.