Investing basics
10 Support topics
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Do you give financial or investment advice?
We aren’t able to offer financial advice, so you’ll need to make sure that your investment allocations are right…
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What is a KIID?
A KIID (Key Investor Information Document) is an information sheet provided by the fund manager that includes all the…
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What can I invest in?
Moneybox has worked with experts to offer you three Starting Options – Cautious, Balanced and Adventurous. All you need…
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What are the fees for investment accounts?
For investment accounts (Stocks & Shares ISA, General Investment Account, and Stocks & Shares Lifetime ISA), we charge the…
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What is an ETF/ETC and how is it different from a tracker fund?
Like any other fund, an ETF (Exchange Traded Fund) is a basket of stocks or bonds that can be…
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How is an ETF different from a tracker (mutual) fund?
ETFs are very similar to tracker funds in that they are both a great way to get broad exposure…
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What’s the difference between stocks, tracker funds, and ETFs?
We offer stocks, tracker funds and exchange traded funds (ETFs) at Moneybox, so what’s the difference? Stocks let you…
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What is Available Cash?
Your Available Cash shows how much money is held in your investment account as cash – it isn’t invested…
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Are investment accounts discretionary managed?
Moneybox investment accounts are not discretionary managed, but rather are self-directed investment accounts. This means that you have complete…
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What is investing?
Investing is when you buy assets like stocks and funds with the hope that they increase in value over…
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It's important you know
Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.
A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.