Cash ISA

Can I transfer an ISA from a previous tax year into my Cash ISA?

Yes! Transferring in an ISA held elsewhere into your Cash ISA does not impact your annual £20,000 allowance.

You can request a transfer of an ISA from a previous tax year (or one you have paid into this tax year) in the app under Settings > Transfer in an existing ISA. 

Most transfers will typically complete within three weeks, with Cash ISA transfers usually completing within 15 days. You can track the progress of your transfer in the app in Wealth > Cash ISA > Recent activity, and we’ll notify you by email once your transfer has completed.

How useful was our article?

View other topics

It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

Get started