Open or transfer an account in minutes.
Tax treatment depends on individual circumstances and may be subject to change in the future.
*New customer rate as of 05/11/2024. Subject to conditions, includes bonus rate of 0.47% for first 12 months.
Get startedA Cash ISA is an individual savings account that you can use to earn interest on your money. You can save up to £20,000 into a Cash ISA each tax year, and the interest you earn is completely tax-free.
With the Moneybox Cash ISA, you’ll earn 5.17%* AER (variable) on balances of £500 or more, which includes a bonus rate of 0.47% for your first 12 months.
A lower interest rate of 0.75% AER (variable) applies whenever your account balance is less than £500. It also applies for the rest of your current 12-month period from your fourth withdrawal. The number of withdrawals you can make without impacting your rate will reset each year on the date you opened your Cash ISA.
You can open a Cash ISA in minutes with Moneybox. Simply download the app and deposit a minimum of £500 to get started.
Plus, you can transfer in any ISAs you hold with other providers into a Moneybox Cash ISA, entirely in-app.
Grow your long-term savings
Save in a way that works for you with weekly, payday, and one-off deposits, completely tax-free.Maximise your annual ISA allowance
Achieve your financial goals and make the most of your £20,000 ISA allowance each tax year.Transfer an ISA in from elsewhere
Transfer any ISAs you hold with other providers into a Moneybox Cash ISA.You won't pay any monthly subscription or platform fees with the Moneybox Cash ISA.
Includes a bonus rate of 0.47%
Rate whenever account balance is less than £500 0.75%
Rate from your fourth withdrawal in a 12-month period, which resets yearly on the date you opened your Cash ISA 0.75%
Moneybox Cash ISA
Higher Interest Rate (including a bonus interest rate of 0.47% AER for 12 months): 5.17% AER (variable)
Higher Interest Rate (after 12 months): 4.7% AER (variable)
Lower Interest Rate: 0.75% AER (variable)
Interest is accrued daily.
Interest accrued due to the underlying interest rate is paid annually on the product anniversary, rounded down to the nearest penny.
The bonus interest rate will be paid for 365 days (or 366 days in a leap year) from the day you open your first Moneybox Cash ISA.
Estimated balance after 12 months (higher interest rate of 5.17% inclusive of 0.47% bonus interest rate): £1,051.70
This assumes that:
Estimated balance after 12 months (lower interest rate of 0.75%): £968.59
This assumes that:
Estimated balance after 24 months (higher interest rate of 5.17% (including 0.47% bonus interest rate) applying for first 12 months and then higher interest rate of 4.7% applying for subsequent 12 months): £1,101.12
This assumes that:
Estimated balance after 24 months (lower interest rate of 0.75%): £975.85
This assumes that:
*5.17% AER (variable) includes a bonus rate of 0.47% for the first 12 months. A lower rate of 0.75% AER (variable) applies if account conditions aren’t met.
Interest is accrued daily and paid into your account yearly on the date you opened your Cash ISA. The rate is variable, and we’ll inform you if it changes.
Tax treatment depends on individual circumstances and may be subject to change in the future.
Capital at risk. All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.
Tax treatment depends on individual circumstances and may be subject to change in the future.