Over 100,000 customers use Moneybox to invest towards the things that matter most to them in life.
So, whether you’re investing towards your dream home, your children’s education or just because, we’ll give you the tools and information you need to confidently build your longer-term financial future.
That’s why we:
1. Offer a selection of tax efficient accounts to meet your needs
Most people start with an ISA because you can invest £20k tax free towards the things that matter most. If you’re investing towards your first home, the LISA can help you get there with a 25% government bonus. Or if you’re wanting to invest more than £20k you can choose a General Investment Account.
You can open a new account anytime from the Investments tab.
2. Give you different investment options to choose from that work for your time horizon
For most longer-term investors this will mean keeping more money in shares. For investors with a shorter time horizon, keeping more money in cash may be the sensible thing to do and as such the Moneybox investment solution may not be right for you.
You can change the starting option in the account section of the Investments tab.
3. Make it easy to set aside as much money as you can (in a way that works for you)
Round ups can be a great way to save little and often when you’re starting out. But if you’re investing towards your first home, or you have other big plans you’ll probably want to invest more using weekly deposits, payday boosts and one-off deposits.
You can change your settings on the This Week tab.
4. Give you the tools and information to stay on track
You’ll get updates and from us along the way and you can track the performance of your investments anytime, anywhere. Check into our Time Machine on the Discover tab and see how increasing your weekly deposit could boost your investment over 10 years.
And we know that things change, so if you need to review your settings at any stage you can.
PS – Please note that as with any investment product values will go up and down and you may get back less than you originally invested. With the LISA there is a 25% government charge if you withdraw money for any reason other than buying your first home (up to £450,000 in value) or retirement when you reach 60.