Turn your money into
something greater

  • Buy your first home
  • Invest for your future
  • Save for what matters

All with one simple app. Join over 1 million customers today!

Capital at risk. All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

Get started

Take the next step in your financial journey, whatever your starting point

Get started from £1


Great things can come from
pennies and pounds.

Let us be your guide

With a helping hand through
every step.

Grow with your Moneybox

Find accounts for every goal,
as and when you need them.

All your financial goals, one simple app

Buy your first home faster with our award-winning Lifetime ISA

We’re the only app you need to buy your first home, from first step to doorstep. Build your deposit faster with a free government bonus, worth up to £1,000 every tax year! Plus, get free mortgage advice when it’s time to buy.

Government withdrawal charge may apply. Moneybox Mortgages is provided by Moneybox Mortgages Ltd.

Get started with a Lifetime ISA

Moneybox App Screen, showing Lifetime ISA Bonus Moneybox App Screen, showing Lifetime ISA Bonus Moneybox App Screen, showing Lifetime ISA Bonus
Mobile app screen showing investing options Mobile app screen showing investing options Mobile app screen showing investing options

Achieve more with your money over the long term with Moneybox Investing

Start investing with as little as £1 and grow your money tax-free with the Moneybox Stocks & Shares ISA. Keep things simple with one of our three Starting Options, or take more control with our range funds and individual stocks.

Plus, you’ll earn 3.8% AER (variable) on any money you hold as cash in your Moneybox Stocks & Shares ISA before investing it.

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

Start investing the Moneybox way

Get into the habit of saving, automatically

Build a rainy day fund, save for big life events, or simply start earning interest on the money you want to set aside. With our range of accounts, competitive rates, and handy features, including our famous round-ups, you’ll be amazed to see how quickly your savings start adding up.

Explore saving with Moneybox

Mobile screen showing Moneybox Round Ups Mobile screen showing Moneybox Round Ups Mobile screen showing Moneybox Round Ups
Mobile screen showing Moneybox Pension Mobile screen showing Moneybox Pension Mobile screen showing Moneybox Pension

Take control of your pension and start planning for future you

Track down your old pension pots with help from our Pension Detectives – and bring them all together into one easy-to-manage pension.
Save for retirement from the palm of your hand and watch your investments grow, with free money from the government as a 25% top up!

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future. Capital at risk.

Here’s why people love the Moneybox Pension

Protected

Protected by the Financial Services Compensation Scheme. Learn more

Secure

We use bank-level encryption for all your personal information

Trusted

Our customers rate us 'Excellent' on TrustPilot

Join over 1 million people building wealth with Moneybox

Video Screenshot

Get a hand from real people who really care

Brian

Head of Personal FInance

Dominique

Mortgage Broker

Adam

Operations Team Leader - Pensions

Louisa

Home-buying Project Manager

William

Customer Support - Investing Specialist

Miranda

Customer Support - Team Lead

Sophie

Mortgage Qualifer & Admin Team Lead

Julie

Mortgage Admin

Or help yourself with dozens of free tools and features

Round ups

Save or invest your spare change.

Deposit Calculator

See how much you need to save to reach your goal.

Weekly Stocks

Invest regularly in some of the biggest, best known companies, from Amazon to Tesla.

Time Machine

See the future of your investments.

Mortgage Calculator

Find out how much you can afford to borrow.

Home-buying Gifts

Grow your deposit faster with gifts from friends and family.

Payday Boost

Pay yourself first every month.

Pension Provider Search

Track down your lost pots with help from our Pension Detectives.

LISA Time Machine

See the future of your savings.

Pension Calculator

Figure out how much you need to save for the retirement you want.

All with one award-winning app

Moneyfacts Best Buy Award - Moneybox Cash ISA - 17.01.24

What Mortgage Awards - Moneybox - 2023 Winner

Borning Money Best Buy Award - Moneybox - Customer Service - 2021

Ready to start your financial journey?

Let Moneybox be your guide.

It's important you know!

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

 

Risk Warning

It's important you know

Capital at risk. All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

Tax treatment depends on individual circumstances and may be subject to change in the future.

Risk Warning
Get started