Save and get 0.45% AER with our 45 Day Notice Account.

Moneybox 45 Day Notice Account

• 0.45% AER variable.
• Interest is earned daily and paid on the 1st day of each month, rounded down to the nearest penny.

• Yes – the interest rate is variable, so it can go up or down
• We will inform you as soon as possible, via the Moneybox App, and by email of any change to the interest rate

• There are no fees for this account.

• The estimated balance after 12 months would be £1,004.50

• This assumes that:

• • The account is opened with £1,000 

• • No further deposits or withdrawals are made

• • The interest stays the same for the full 12 months

• The account is available to UK residents aged 18 or more
• You may only open and manage the account via the Moneybox App
• You may only make payments into the account via the Direct Debit arrangements managed via the Moneybox App
• Joint accounts are not allowed

• You can request to withdraw cash at any time via the Moneybox App
• On the Business Day after receipt of your withdrawal instruction we will request the return of your money
• We will receive the money on the Business Day after the 45 day notice period has elapsed
• Your money will continue to earn interest until it is returned to us as above
• We will then send the money to your nominated bank account. It will take 3-5 Business Days before the money reaches your bank account
• You will not earn any further interest on money after it has been returned to us or while it is sent to you

• Interest is paid without tax being deducted.
• Your tax treatment of any interest will depend on your individual circumstances.